Schemes operational under the Ministry

Schemes operational under the Ministry

The details of schemes currently operational under Ministry of Cooperation and National Cooperative Development Corporation (NCDC), a statutory body under Ministry of Cooperation are given at Annexure – I. While the Ministry does not maintain specific data on job creation, its initiatives/ financial support plays a vital role in the growth and development of cooperatives across various sectors.

The details of PACS benefitted from PACS computerization scheme is placed at Annexure-

II. Status of district-wise implementation of this project in the state of Maharashtra is placed at Annexure-III. The details of number of cooperative institutions and beneficiaries, including Maharashtra, that have availed benefits under schemes of NCDC during the last 4 years is enclosed at Annexure-IV. Further, the detail of financial assistance provided by NCDC to cooperatives under various sectors in the State of Maharashtra is attached at Annexure-V.

The detail of financial assistance provided to cooperatives under various sectors in the State of Maharashtra is attached at Annexure-V.

Capacity-building programs have been introduced as part of the implementation to support PACS in adopting and managing the new Enterprise Resource Planning (ERP) software under PACS computerization project. The key initiatives include:

Further, Total of Rs. 121.60 Crore has been released to the State of Maharashtra till date in the Computerization of PACS Project. Year wise details are as under:-

FY 2022-23- 87.95 Cr

FY 2023-24- 33.65 Cr

FY 2024-25- NIL

FY 2025-26- NIL

Apart from the above, National Council for Cooperative Training (NCCT) under Ministry of Cooperation has trained a total of 1,78,163 members of PACS through 2,527 programs during FY 2023-24, and 2,58,365 members of PACS through 3,024 training programs in FY 2024-25 and as of 30.6.2025, 115 training programs have been conducted, benefiting 7,434 PACS across the country, including the State of Maharashtra.

In addition, training to Dairy and Fishery Cooperative Societies are provided as per the provisions of National Programme for Dairy Development (NPDD and Pradhan Mantri Matsya Sampada Yojana (PMMSY) schemes of M/o Fisheries, Animal Husbandry & Dairying, Government of India.

During 2020-21 to 2025-26 (upto 30.06.2025), NCDC has conducted 481 training programmes for PACS, dairy, and fisheries etc. and 7203 participants/members of cooperative societies participated in the training programme in the State of Maharashtra.

 

Sr.

No.

Financial Year

No. of Training Programs

No. of participants benefitted

1

2020-21

67

395

2

2021-22

97

981

3

2022-23

80

827

4

2023-24

96

371

5

2024-25

96

4489

6

2025-26

(As on 30.06.2025)

45

140

Total

481

7203

 

Training institutions under Ministry of Cooperation take feedback from the concerned participants about the training program conducted to evaluate the effectiveness of the training program.

Schemes Implemented by the Ministry of Cooperation

The ERP-based common national software enhances the efficiency of PACS operations through a Common Accounting System (CAS) and Management Information System (MIS). Additionally, it strengthens governance and transparency, resulting in faster loan disbursal, reduced transaction costs, minimized payment imbalances, and seamless accounting with DCCBs and StCBs. Furthermore, training and necessary handholding support provided by NABARD ensures that small and marginal farmers, including those who may not be digitally literate, benefit equally from digitalization.

A comprehensive ERP solution integrates multiple functionalities, including membership management, financial services such as deposits and lending (short-term, medium-term, and long-term), procurement, processing units, Public Distribution System (PDS), business planning, warehousing, merchandising, borrowings, asset management, and human resource management. Additionally, it has provision to incorporate RuPay and Kisan Credit Card (KCC)/ database integrations to facilitate seamless financial transactions for PACS members. A total amount of ₹759.36 crore has been released to the States/UTs and ₹165.92 crore to NABARD under this Project as a Central Government Share.

Computerization of Agriculture and Rural Development Bank(ARDB): Sub- project of Computerization of Agriculture and Rural Development Bank has been approved by the Central Government on 06.10.2023, in which 1851 units of State Cooperative Agriculture and Rural Development Bank (SCARDB) & Primary

Cooperative Agriculture and Rural Development Bank (PCARDB) in 13 States were included in the project with the total outlay of Rs. 119.40 Crore. As of now, proposals from two States West Bengal and Kerala have not been received. Recently, Jammu and Kashmir has opted out of the project due to their administrative reasons. As of now, only 10 states are the part of this project, the details and updated status of the project is at Annexure ‘VI’.

Computerization of office of Registrar of Cooperative Societies (RCS) in States/ Union Territories: Centrally sponsored project for computerization of RCS offices in States/Union Territories has been approved by the Central Government on 06.10.2023 with a budgetary outlay of Rs.94.59 crore for three years w.e.f. 2023-24. This is a part of the umbrella project of “Strengthening Cooperatives Through IT Interventions” of the Ministry. The project aims to enhance the ease of doing business for Cooperative Societies and create a digital ecosystem for transparent paperless interaction of cooperative societies with the RCS offices in all States/Union Territories. Under the project, grants are being provided to the States/ UTs for procurement of hardware, development of software, maintenance & upgradation of software, etc. The software developed under this scheme will be as per the Cooperative Acts of the respective States/UTs. During the financial years 2023-24, 2024-25 and 2025-26 (up to 30th June 2025), 35 States/UTs have submitted their proposals, and Rs 19.73 crore (approx.) has been released as the Government of India share to States/UTs. The details are enclosed at Annexure ‘VII’.

SCHEMES IMPLEMENTED /ACTIVITIES ASSISTED BY NCDC

NCDC provides financial assistance in the form of loans (both Term Loans and Investment Loans) and subsidy to the cooperative societies for their development. The loan component is provided from out of NCDC’s own funds while the eligible subsidy is provided after dovetailing from other Central Sector Schemes. The list of activities assisted by NCDC is as under:-

– Margin Money /Working capital assistance

– Setting up of new sugar factories (Investment Loan)

– Margin money /Working capital assistance

– Share capital participation by State Government in new spinning mills

– Construction of godowns and repair / renovation of existing godowns

– Margin money / Working capital assistance

– Construction/ expansion/ modernization of cold storages

– Establishment     of     Cold     Chain     components     which     broadly     include

(i) Integrated pack house, (ii) Reefer transport, (iii) Cold storage (Bulk-near farm gate), (iv) Cold storage (Hub-near market) and (v) Ripening units etc.

– Agriculture Credit/ Agriculture Insurance

– Water Conservation works/ services

– Irrigation, micro irrigation in rural areas

– Animal care/ health/disease prevention

– Rural Sanitation, Drainage, Sewage system through Cooperatives

– Tourism, Hospitality, Transport

– Hospital/ Health Care and Education

– Creation of infrastructure for credit cooperatives

– Cooperative Farmers Service Centers

– Agro Service Centers for Custom Hiring

– Establishment of Agricultural inputs manufacturing and allied units

– Irrigation/ water harvesting programmes

– Integrated Cooperative Development Projects in selected districts

 

 

 

 

 

 

extending NCDC’s long-term financial assistance to Agricultural Credit Cooperatives towards their onward lending of long-term loans/advances for activities/commodities/services under the purview of NCDC.

(ii) Pradhan Mantri Kisan Sampada Yojna (PMKSY) – Integrated Cold Chain and Value Addition Infrastructure Scheme – Ministry of Food Processing Industries.

Department of Animal Husbandry and Dairying, Ministry of Fisheries, Animal Husbandry and Dairying.

PACS Computerization Project Status

 

S.

No

States

Approved PACS

ERP Onboarded

1.

Maharashtra

12,000

11,954

2.

Rajasthan

7,468

5,900

3.

Gujarat

5,754

5,627

4.

Uttar Pradesh

5,686

3,048

5.

Karnataka

5,682

3,765

6.

Madhya Pradesh

5,188

4,428

7.

Tamil Nadu

4,532

4,531

8.

Bihar

4,495

4,460

9.

West Bengal

4,167

3,145

10.

Punjab

3,482

3,408

11.

Odisha*

2,711

–

12.

Andhra Pradesh

2,037

2,021

13.

Chhattisgarh

2,028

2,028

14.

Himachal Pradesh

1,789

965

15.

Jharkhand

2,797

1,414

16.

Haryana

710

609

17.

Uttarakhand

670

670

18.

Assam

583

579

19.

J&K

537

536

20.

Tripura

268

207

21.

Manipur

232

175

22.

Nagaland

231

64

23.

Meghalaya

112

99

24.

Sikkim

107

103

25.

Goa

58

45

26.

ANI

46

46

27.

Puducherry

45

43

28.

Mizoram

49

25

29.

Arunachal Pradesh

14

11

30.

Ladakh

10

10

31.

DNH&DD

4

4

 

Total

73,492

59,920

 

*Odisha has recently joined this project

Annexure-III

 

S.No.

 

District Name

Approved PACS

ERP

Onboarded

1

Ahmednagar

946

946

2

Dhule

175

175

3

Jalgaon

352

352

4

Jalna

200

191

5

Kolhapur

1751

1725

6

Nandurbar

111

111

7

Palghar

93

93

8

Pune

1192

1192

9

Raigad

122

122

10

Ratnagiri

287

282

11

Sangli

650

639

12

Satara

933

942

13

Sindhudurg

214

214

14

Thane

144

144

16

Akola

412

411

17

Amravati

214

219

18

Aurangabad

305

305

19

Buldhana

201

200

20

Hingoli

156

155

21

Nagpur

162

162

22

Nashik

614

615

23

Parbhani

149

149

24

Washim

424

424

25

Yavatmal

210

210

27

Beed

200

200

28

Bhandara

135

135

29

Chandrapur

179

179

30

Gadchiroli

101

101

31

Gondia

121

121

32

Latur

482

475

33

Nanded

64

64

34

Osmanabad

156

156

35

Solapur

545

545

Grand Total

12,000

11,954

 

NCDC

ANNEXURE – IV

 

 

 

SN

 

FY

No. of units sanctioned

Amount sanctioned (Rs. in

crore)

Amount Released (Rs. in crore)

No. of beneficiary societies

No. of beneficiary members (in Lakh)

1

2020-21

487

36,537.42

24,733.24

10567

239.76

2

2021-22

287

36,271.23

34,221.08

18869

134.85

3

2022-23

370945

83,198.07

41,031.40

19685

272.15

4

2023-24

2529

92,013.44

60,618.47

11015

94.74

5

2024-25

4583

1,30,385.45

95,182.83

10163

127.44

6

2025-26 (as

on 30.06.2025)

801

40,856.11

26,425.75

5220

70.44

Total

379632

4,19,261.72

2,82,212.77

75519

939.38

 

Annexure-V Details of Financial assistance disbursed by NCDC to Maharashtra

 

 

Activity

FY 2022-23

FY 2023-24

FY 2024-25

FY 2025-26

(As on 15.07.2025)

No. of Releases

Amount Released

No. of Releases

Amount Released

No. of Releases

Amount Released

No. of Releases

Amount Released

DAIRY & LIVE STOCK

2

0.33

 

–

 

–

 

–

FPO

11

0.53

37

2.24

43

2.57

15

0.85

FISHERIES

14

10.11

9

5.27

3

0.25

 

–

FISHERIES FPO

(FFPO)

8

0.41

14

8.82

224

11.06

22

0.51

M.I.S.

 

–

 

–

1

0.75

 

–

SERVICE COOP.

1

6.40

4

36.40

8

81.06

 

–

SUGAR

26

686.65

82

2,004.34

168

7,617.50

8

113.69

TEXTILE

13

46.72

5

44.35

5

51.31

1

0.89

Grand Total

75

751.16

151

2,101.42

452

7,764.51

46

115.94

 

Annexure-VI Computerization of Agriculture and Rural Development Banks Project Status

 

S.No

State/UTs

Sanctioned ARDB Units

Hardware Delivered

Total Fund released (Cr)

1.

Uttar Pradesh

342

0

1.27

2.

Tamil Nadu

214

471

1.49

3.

Karnataka

207

467

0.8

4.

Gujarat

195

0

0.82

5.

Rajasthan

39

0

0.67

6.

Punjab

90

0

0.47

7.

Haryana

20

0

0.76

8.

Himachal Pradesh

57

202

0.56

9.

Tripura

6

0

0.04

10.

Puducherry

2

4

0.04

 

Total

1172

1144

7.18

 

Annexure-VII

 

S.N.

States

Total amount Released

(In Lakhs)

1.

Andaman and Nicobar

8.7

2.

Andhra Pradesh

75

3.

Arunachal Pradesh

88.4

4.

Assam

14.9175

5.

Bihar

96.0625

6.

Chandigarh

89.9

7.

Chhattisgarh

145.77

8.

Dadra and Nagar Haveli and Daman

and Diu

89.9

9.

Goa

84.715

10.

Gujarat

57.4875

11.

Haryana

131.15

12.

Himachal Pradesh

35.76

13.

Jammu and Kashmir

7.71

14.

Jharkhand

6.975

15.

Karnataka

98.2225

16.

Kerala

 

17.

Ladakh

91.625

18.

Lakshadweep

0.6375

19.

Madhya Pradesh

18.405

20.

Maharashtra

75

21.

Manipur

7.2225

22.

Meghalaya

3.40875

23.

Mizoram

75

24.

Nagaland

28.8925

25.

NCT of Delhi

86.9

26.

Odisha

75

27.

Puducherry

89.05

28.

Punjab

6.435

29.

Rajasthan

81.36

30.

Sikkim

9.4725

31.

Tamil Nadu

75

32.

Telangana

13.8375

33.

Tripura

80.9225

34.

Uttar Pradesh

25.065

35.

Uttarakhand

14.52625

36.

West Bengal

85.15

Total

1973.58

 

This was stated by the Minister of Cooperation, Shri Amit Shah in a written reply to a question in the Rajya Sabha.