WOMEN-LED MSMEs
WOMEN-LED MSMEs
The State-wise details of women-led MSMEs registered on Udyam Registration Portal in the last three years are given in Annexure A.
According to the information provided by Reserve Bank of India (Financial Inclusion & Development Department, Central Office), as per the findings of the study conducted by the Financial Inclusion and Development Department, Central Office, Reserve Bank of India, the share of the women owned MSMEs in outstanding MSME credit of Scheduled Commercial Banks stood at 7.09% as on March 31, 2023.
To increase participation of women, the Government has taken a number of steps.For easier access to financial resources, Credit Guarantee Scheme for Micro & Small Enterprises extends the following additional benefits are being provided to women entrepreneurs.
The details of Guarantees approved for women entrepreneurs under Credit Guarantee Scheme for Micro & Small Enterprises are given below:
CGTMSE – Women Entrepreneurs
Guarantee Approved
Duration
No.
Amt. ₹ Crore
No%
Amt.%
FY2021-22
1,39,244
8,021
19%
14%
FY2022-23
3,65,582
16,373
31%
16%
FY2023-24
4,25,865
32,223
25%
16%
Cumulative as on 31/03/2024
19,30,188
94,296
22%
15%
Further underPrime Minister’s Employment Generation Programme (PMEGP), Credit linked subsidy for setting up new micro-enterprise in non-farm sector is provided. Margin Money subsidy ranging from 15% to 35% of project cost, for projects up to Rs. 50 Lakh in Manufacturing sector and Rs. 20 Lakh in the Service sector, is provided.For beneficiaries belonging to Special categories, whichincludes women, the margin money subsidy is 35% in rural areas and 25% in urban areas.
The recent initiatives for promotion of MSMEs (including women-led MSMEs) are given below:
This information was given by Minister of State for Ministry of Micro, Small & Medium Enterprises, Sushri Shobha Karandlaje in a written reply in Rajya Sabha today.
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MG/SK
Annexure A
State-wise details of women-led MSMEs registered on Udyam Registration Portal in the last three years.
Sl. No.
StateName
2021-22
2022-23
2023-24
Total
1
ANDAMAN AND NICOBAR ISLANDS
733
984
936
2,653
2
ANDHRA PRADESH
34,625
70,811
1,22,863
2,28,299
3
ARUNACHAL PRADESH
692
1,457
1,687
3,836
4
ASSAM
20,452
37,560
62,386
1,20,398
5
BIHAR
38,440
53,357
69,031
1,60,828
6
CHANDIGARH
1,525
1,927
2,880
6,332
7
CHHATTISGARH
9,627
18,120
28,507
56,254
8
DELHI
21,888
31,646
38,787
92,321
9
GOA
1,868
3,748
5,538
11,154
10
GUJARAT
54,381
78,250
1,04,050
2,36,681
11
HARYANA
24,575
41,925
61,745
1,28,245
12
HIMACHAL PRADESH
4,584
8,767
13,619
26,970
13
JAMMU AND KASHMIR
13,352
24,374
44,708
82,434
14
JHARKHAND
14,076
33,825
39,492
87,393
15
KARNATAKA
57,471
96,100
1,34,394
2,87,965
16
KERALA
25,182
50,144
66,256
1,41,582
17
LADAKH
354
511
970
1,835
18
LAKSHADWEEP
20
58
36
114
19
MADHYA PRADESH
30,240
53,002
79,072
1,62,314
20
MAHARASHTRA
1,90,937
2,64,401
3,20,718
7,76,056
21
MANIPUR
5,173
9,864
9,266
24,303
22
MEGHALAYA
643
2,305
3,943
6,891
23
MIZORAM
1,511
4,173
5,323
11,007
24
NAGALAND
1,109
3,041
4,253
8,403
25
ODISHA
20,726
38,202
1,14,903
1,73,831
26
PUDUCHERRY
2,285
3,452
4,176
9,913
27
PUNJAB
28,678
58,074
97,560
1,84,312
28
RAJASTHAN
46,129
69,027
96,914
2,12,070
29
SIKKIM
600
1,033
1,641
3,274
30
TAMIL NADU
1,27,149
2,01,358
2,92,769
6,21,276
31
TELANGANA
35,337
55,820
1,41,463
2,32,620
32
THE DADRA AND NAGAR HAVELI AND DAMAN AND DIU
691
926
1,212
2,829
33
TRIPURA
799
4,073
11,005
15,877
34
UTTAR PRADESH
58,555
1,00,918
1,90,571
3,50,044
35
UTTARAKHAND
8,528
14,065
20,170
42,763
36
WEST BENGAL
25,553
47,214
1,05,733
1,78,500
Total:-
9,08,488
14,84,512
- General guarantee cover is 75%, whereas coverage for women has been increased to 85%.
- Women entrepreneurs are offered 10% concession in annual guarantee fees.