LAKHPATI DIDI SCHEME
LAKHPATI DIDI SCHEME
Lakhpati Didi initiative is an outcome of Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM), a Centrally Sponsored Scheme being implemented by Ministry in partnership of States and UTs (except Chandigarh and Delhi), with the objective to improve the livelihoods of poor rural households in country, and organise rural households into Self-Help Groups (SHGs) for their social and financial inclusion. So far, 10.05 crore rural households have been organised into 90.90 lakh SHGs in country under DAY-NRLM. Lakhpati Didi initiative is to empower and enable Self-Help Groups (SHG) Women, earn a minimum income of Rupees one lakh per annum on a sustainable basis, with an average monthly income of at least Rs. 10,000 (Rupees Ten Thousand) sustained for at least 4 agricultural seasons and/or business cycles. So far 1,48,32,258 SHG households’ women have become Lakhpati Didis. The State/UT- wise details are at Annexure-I.
The Lakhpati Didi initiative focusses on the individual SHG women and not on the Self-Help Group (SHG). However, in the entire process of planning, implementation and monitoring, the community institution structures i.e. SHGs, Village Organizations (VOs) and Cluster Level Federations (CLFs) spearhead the engagements. A structured approach has been adopted to make the SHG women Lakhpati Didi. The initiative also aims on enhancing financial literacy, skill development and convergence across government departments as well as building entrepreneurial capacity among SHG women, for social and financial inclusion.
There is no separate budget allocated for the Lakhpati Didi initiative. All activities of Lakhpati Didi initiative for e.g. training and capacity building, financial assistance including seed funding, are funded under the DAY-NRLM Scheme. For additional financial requirements, support to SHG Members is facilitated through bank linkage and bank loan. The State/UT- wise budget of NRLM for the current financial year is at Annexure-II.
ANNEXURE I
“LAKHPATI DIDI SCHEME”.
Sl. No
State/UT
No. of Self-reported Lakhpati Didi
1
ANDAMAN AND NICOBAR
411
2
ANDHRA PRADESH
17,41,362
3
ARUNACHAL PRADESH
7,680
4
ASSAM
5,58,829
5
BIHAR
14,47,750
6
CHHATTISGARH
4,32,303
7
DNH AND DAMAN DIU
1,872
8
GOA
1,556
9
GUJARAT
6,06,805
10
HARYANA
58,577
11
HIMACHAL PRADESH
82,176
12
JAMMU AND KASHMIR
52,203
13
JHARKHAND
4,81,940
14
KARNATAKA
2,54,698
15
KERALA
4,12,441
16
LADAKH
51,736
17
LAKSHADWEEP
–
18
MADHYA PRADESH
12,84,957
19
MAHARASHTRA
22,69,981
20
MANIPUR
13,302
21
MEGHALAYA
44,324
22
MIZORAM
17,161
23
NAGALAND
11,000
24
ODISHA
7,80,996
25
PUDUCHERRY
7,238
26
PUNJAB
31,191
27
RAJASTHAN
4,27,865
28
SIKKIM
7,847
29
TAMIL NADU
5,63,242
30
TELANGANA
8,00,407
31
TRIPURA
61,478
32
UTTAR PRADESH
11,15,982
33
UTTARAKHAND
43,266
34
WEST BENGAL
11,59,682
Total
1,48,32,258
ANNEXURE II
“LAKHPATI DIDI SCHEME”.
NRLM (FY 2025-26) (Up to 30.6.2025)
(Rs. in Lakhs)
SL No
State/UT
Central Allocation
Central Releases
1
Andhra Pradesh
41406.07
2
Bihar
168858.74
42214.69
3
Chhattisgarh
37504.59
9376.15
4
Goa
1200.00
300.00
5
Gujarat
26718.87
6
Haryana
15719.20
3929.54
7
Himachal Pradesh
6619.94
1654.99
8
Jammu & Kashmir
8180.53
2045.13
9
Jharkhand
63669.70
15917.43
10
Karnataka
53601.35
11
Kerala
24050.76
12
Madhya Pradesh
80345.40
13
Maharashtra
105956.75
26489.19
14
Odisha
81188.62
20297.16
15
Punjab
7639.36
1909.84
16
Rajasthan
40701.29
17
Tamil Nadu
62763.55
15690.89
18
Telangana
29575.76
19
Uttar Pradesh
243100.19
20
Uttarakhand
12799.38
3199.85
21
West Bengal
90224.95
22556.24
22
A&N Islands
950.00
23
Daman & Diu and D&N Haveli
700.00
24
Lakshadweep
400.00
25
Ladakh
1000.00
26
Pondicherry
2400.00
600.00
27
Arunachal Pradesh
10076.47
2519.12
28
Assam
51535.06
29
Manipur
17552.57
30
Meghalaya
19665.38
4916.35
31
Mizoram
4550.69
1137.68
32
Nagaland
13489.47
3372.37
33
Sikkim
5038.24
1259.57
34
Tripura
31692.12
Total
1360875.00
179386.19
This information was given by Minister of State for Rural Development Dr. Chandra Sekhar Pemmasani in a written reply in Lok Sabha today.