IMPLEMENTATION OF PMFBY
IMPLEMENTATION OF PMFBY
The Pradhan Mantri Fasal Bima Yojna (PMFBY) was introduced in the country from Kharif 2016 season. The scheme is demand driven and voluntary for the States/UTs as well as farmers. However, the coverage of farmers including non-loanee farmers, small & marginal farmers and tenant farmers is increasing under the scheme is showing increasing trends year-on-year basis. Keeping in view the various steps taken by the Government, total number farmers enrolled has increased from 3.17 crore in 2022-23 to 4.19 crore in 2024-25, i.e. an increase of 32%. The number of farmers enrolled in 2024-25 under the scheme is at its highest since inception of the scheme. Year-wise and State-wise details of claims pending during 2020-21 to 2024-25 are given in Annexure.
Out of the total farmer applications enrolled under the scheme in 2024-25, 6.5%, 17.6% and 48% are pertaining to tenant, marginal and loanee farmers respectively.
Government has taken various steps to strengthen implementation of this scheme including increase in coverage of farmer applications, bring transparency, ensure timely settlement of claims and increase awareness of the scheme:
Following technologies for Objective Crop Damage & Loss Assessment and transparency have also been implemented recently w.e.f. 2023-24 under the scheme:
Annexure
PMFBY & RWBCIS: State Wise Claims Pending Data for Five Years as on 30.06.2025
State/ UTs
Claims Pending (Rs. In Crore)
Total
2020-21
2021-22
2022-23
2023-24
2024-25
A & N Islands
–
–
–
–
0.0
0.0
Andhra Pradesh
–
132.1
2,235.1
224.9
2,565.8
Assam
0.0
19.1
1.0
3.9
8.2
32.2
Chhattisgarh
0.1
0.1
0.1
0.3
136.7
137.3
Goa
–
–
–
–
–
–
Haryana
6.9
3.2
23.9
8.1
23.4
65.4
Himachal Pradesh
0.2
0.1
0.2
0.3
6.4
7.2
Jammu & Kashmir
–
0.1
1.7
2.6
4.5
Jharkhand
27.2
27.2
Karnataka
1.7
1.7
2.7
12.5
4.9
23.6
Kerala
0.4
0.2
0.1
–
–
0.7
Madhya Pradesh
13.5
7.1
8.4
177.9
1,261.7
1,468.6
Maharashtra
39.7
3.1
55.6
76.6
159.3
334.2
Manipur
–
–
0.0
0.0
–
0.0
Meghalaya
–
–
–
0.6
0.1
0.7
Odisha
0.0
0.0
6.1
2.9
5.9
15.0
Puducherry
–
–
0.3
0.7
1.7
2.6
Rajasthan
10.6
14.7
26.2
194.5
1,279.3
1,525.2
Sikkim
–
–
–
0.0
0.0
0.0
Tamil Nadu
0.1
–
1.9
4.1
118.4
124.6
Telangana
–
–
Tripura
–
–
0.1
0.2
0.0
0.3
Uttar Pradesh
0.3
–
30.5
12.5
77.9
121.1
Uttarakhand
–
–
0.3
0.1
0.0
0.4
West Bengal
–
–
Total
73.5
49.3
289.4
2,732.0
3,338.7
6,456.6
This information was given by Minister of State for Agriculture and Farmers Welfare, shri Shri Ramnath Thakur in a written reply in Rajya Sabha today.
- YES-TECH (Yield Estimation System Based on Technology) for gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation. This initiative has been launched for paddy & wheat crops from Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
- WINDS (Weather Information Network and Data System) for setting up of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing network for collecting hyper-local weather data at GP & Block level. This will be fed into a National database with interoperability & sharing of data in coordination with India Meteorological Department (IMD). WINDS provides data not only for YES-TECH but also for effective drought & disaster management, accurate weather prediction and offering better parametric insurance products.