Entrepreneurs after employment
Entrepreneurs after employment
The data on Employment and Unemployment is collected through Periodic Labour Force Survey (PLFS) which is conducted by the Ministry of Statistics & Programme Implementation (MoSPI) since 2017-18. The survey period is July to June every year. As per the latest available Annual PLFS Reports, the State/UT-wise estimated Self-employed workers in usual status during 2021-22 to 2022-23 is at Annexure-I.
Under Pradhan Mantri Mudra Yojana (PMMY), collateral-free institutional credit upto Rs. 10 lakh is provided to any individual, who is otherwise eligible to take a loan and has a business plan for small business enterprise can avail loan under the Scheme. Loans can be availed for income generating activities in the manufacturing, trading, services sector and also for activities allied to agriculture under three categories, viz. Shishu (loans up to Rs. 50,000), Kishor (loans above Rs. 50,000 and up to Rs. 5 lakh) and Tarun (loans above Rs. 5 lakh and up to Rs. 10 lakh).
As on 24.11.2023, more than 44.46 crore loans amounting to Rs. 25.47 lakh crore have been disbursed to the borrowers under PMMY since inception. Further, the State/U.T./ -wise details of loans sanctioned and amount disbursed under the Scheme, are placed at Annexure-II.
The Government has been implementing various initiatives under the Startup India initiative which was launched on 16th January 2016 in order to build a strong ecosystem for nurturing innovation, startups and encouraging investments in the startup ecosystem of the country.
Stand UP India (SUPI) was launched on 5th April 2016, with the aim to promote entrepreneurship among the Scheduled Caste/ Scheduled Tribe and Women by facilitating bank loans between Rs.10 lakh and Rs.100 lakh to at least one SC/ST borrower and one Woman borrower per bank branch of Scheduled Commercial Banks for setting up Greenfield enterprises in trading, manufacturing, services sectors and activities allied to agriculture.
PM SVANidhi was launched on 1st June, 2020, to provide, collateral free loans in three tranches i.e. Rs.10,000 in first tranche, upto Rs.20,000 in second tranche and upto Rs.50,000 in third tranche to street vendors.
Ministry of Skill Development and Entrepreneurship (MSDE) is implementing the National Apprenticeship Promotion Scheme (NAPS) and Pradhan Mantri Kaushal Vikas Yojana (PMKVY) to enhance the employability of youth.
Ministry of Micro, Small and Medium Enterprises (MSME) through Khadi and Village Industries Commission (KVIC), is implementing Prime Minister’s Employment Generation Programme (PMEGP) for assisting entrepreneurs across the country in setting up of new units in the non-farm sector. It aims to provide employment opportunities to traditional artisans/ rural and urban unemployed youth at their doorstep.
PM Vishwakarma was launched on 17th September, 2023. The Scheme aims to provide end-to end holistic support to traditional artists and craftspeople engaged in 18 identified trades through access to skill training, collateral-free credit, modern tools, market linkage support and incentive for digital transactions.
Annexure-I
State/UT-wise estimated Self-employed workers (in %) in usual status during 2021-22 to 2022-23.
S. No.
States/UTs
2021-22
2022-23
1
Andhra Pradesh
43.4
45.5
2
Arunachal Pradesh
71.9
74.3
3
Assam
61.2
57.2
4
Bihar
59
63.9
5
Chhattisgarh
66.8
67.3
6
Delhi
31.1
34.6
7
Goa
37.1
35.1
8
Gujarat
54.5
53.2
9
Haryana
44.6
45.3
10
Himachal Pradesh
69.1
71.8
11
Jharkhand
66.3
69.9
12
Karnataka
48.1
48.5
13
Kerala
38.3
39.7
14
Madhya Pradesh
63.4
63.8
15
Maharashtra
45.7
47.9
16
Manipur
64.3
69.9
17
Meghalaya
47.7
48
18
Mizoram
68.8
69.1
19
Nagaland
63.5
67
20
Odisha
60.1
64.3
21
Punjab
44.3
45.1
22
Rajasthan
68.9
69.8
23
Sikkim
55.2
61.9
24
Tamil Nadu
36.8
35.7
25
Telangana
63.9
60.1
26
Tripura
52
56.7
27
Uttarakhand
59.8
66.4
28
Uttar Pradesh
70.9
71.2
29
West Bengal
49.9
54.6
30
Andaman & N. Island
42.5
44.1
31
Chandigarh
26.7
20.6
32
Dadra & Nagar Haveli & Daman & Diu
23.1
33.7
33
Jammu & Kashmir
62.4
68.3
34
Ladakh
55.4
66.9
35
Lakshadweep
23.4
37.2
36
Puducherry
34.7
29.7
37
all India
55.8
57.3
Source: PLFS, MoSPI
Annexure-II
State/ UT-wise/ Year-wise details of Pradhan Mantri Mudra Yojana (PMMY) for the year 2021-22 to 2023-24 (As on 24.11.2023)
(Amount in Rs. Crore)
Financial Year
F.Y. 2021-22
F.Y. 2022-23
F.Y. 2023-24 (as on 24.11.2023)
Sr No
State/ U.T. Name
No. of Loan
A/Cs
Sanctioned
Amount
Disbursed
Amount
No. of Loan
A/Cs
Sanctioned
Amount
Disbursed
Amount
No. of Loan
A/Cs
Sanctioned
Amount
Disbursed
Amount
1
Andaman and Nicobar Islands
1,901
77.40
76.53
3,463
127.29
124.34
1,863
71.69
69.82
2
Andhra Pradesh
11,17,922
11,829.82
11,445.42
13,48,593
16,450.70
16,212.30
8,77,921
11,120.98
10,898.90
3
Arunachal Pradesh
5,705
90.50
86.51
17,193
224.78
214.59
17,070
186.56
180.14
4
Assam
6,82,889
4,866.50
4,577.28
5,99,213
6,300.99
6,182.19
1,91,868
2,360.63
2,268.69
5
Bihar
66,78,155
32,096.95
30,725.07
84,89,231
46,463.15
45,448.59
41,47,624
24,436.54
23,270.68
6
Chandigarh
14,926
281.66
273.03
17,261
301.41
293.58
8,659
180.19
173.25
7
Chhattisgarh
9,70,396
5,929.49
5,797.46
11,14,927
8,391.61
8,262.57
4,90,278
4,370.81
4,101.57
8
Dadra and Nagar Haveli & Daman and Diu
4,397
70.37
68.25
5,512
103.89
102.21
1,431
47.38
46.73
9
Delhi
1,94,835
2,616.58
2,559.59
3,37,476
3,800.63
3,759.22
1,67,717
2,334.36
2,263.22
10
Goa
35,950
491.36
472.87
42,745
719.27
700.19
23,943
445.90
430.94
11
Gujarat
15,90,960
12,152.39
11,990.04
17,84,437
17,668.10
17,507.49
9,77,786
10,302.51
10,126.93
12
Haryana
10,57,963
7,768.34
7,574.18
12,18,808
10,154.93
9,944.79
5,56,711
5,689.67
5,442.62
13
Himachal Pradesh
1,07,556
2,152.58
2,027.43
1,51,733
3,133.01
3,080.21
73,550
1,596.91
1,492.95
14
Jharkhand
17,77,882
8,817.00
8,615.43
20,56,159
11,266.17
11,097.08
11,31,935
6,674.13
6,506.88
15
Karnataka
42,98,481
28,695.29
28,374.92
55,92,066
40,964.95
40,746.09
33,80,637
25,375.92
25,244.95
16
Kerala
16,20,168
11,698.12
11,549.58
17,81,474
15,400.47
15,079.22
10,52,430
9,475.90
9,338.90
17
Lakshadweep
725
16.66
16.47
1,623
26.81
26.75
1,369
22.83
22.69
18
Madhya Pradesh
32,31,804
18,814.95
18,218.44
37,01,661
25,301.30
24,632.59
17,68,797
13,317.86
12,435.84
19
Maharashtra
41,58,052
25,797.74
25,416.48
52,53,324
36,531.98
36,104.52
29,14,993
22,696.41
22,402.83
20
Manipur
74,138
413.42
379.20
39,744
487.23
471.22
6,614
112.08
104.53
21
Meghalaya
16,892
211.84
204.01
24,937
340.62
331.52
14,322
210.18
203.91
22
Mizoram
11,396
211.29
192.30
23,394
424.40
420.92
16,555
336.70
333.11
23
Nagaland
15,191
229.00
209.49
15,172
314.62
296.78
10,424
222.87
216.79
24
Odisha
36,70,907
16,900.00
16,557.27
39,22,511
21,708.62
21,505.13
19,59,871
11,621.76
11,461.57
25
Pondicherry
1,31,525
801.43
795.30
98,394
741.23
735.74
78,104
589.45
586.36
26
Punjab
11,09,810
8,179.96
7,926.06
12,59,891
11,055.03
10,766.37
5,76,501
6,383.52
5,861.67
27
Rajasthan
26,67,998
18,999.20
18,728.94
29,77,440
24,686.97
24,492.62
13,93,347
13,791.47
13,626.31
28
Sikkim
11,059
162.54
156.89
13,805
225.77
219.30
8,509
112.22
106.02
29
Tamil Nadu
56,25,146
32,477.55
32,262.94
64,06,513
43,948.08
43,730.39
40,88,433
30,703.48
30,529.48
30
Telangana
5,33,545
6,168.85
6,010.47
6,39,323
8,134.81
7,995.30
4,26,660
5,488.43
5,315.61
31
Tripura
3,57,304
2,496.63
2,445.73
3,50,659
2,363.45
2,349.61
95,155
700.97
673.21
32
Union Territory of Jammu and Kashmir
2,62,645
5,788.31
5,696.54
3,30,963
7,317.51
7,219.71
1,71,311
4,124.22
3,665.49
33
Union Territory of Ladakh
8,176
233.79
231.55
9,988
288.30
285.87
5,231
159.73
154.48
34
Uttar Pradesh
57,87,982
33,663.73
32,850.80
68,08,721
48,194.90
47,427.26
38,93,278
29,770.90
28,978.01
35
Uttarakhand
3,33,914
3,015.89
2,939.91
4,45,328
4,369.82
4,303.54
2,23,433
2,528.94
2,468.34
36
West Bengal
56,27,231
34,893.20
33,949.81
54,26,916
38,605.21
38,353.85
21,98,960
16,437.00
16,224.12
All India
5,37,95,526
3,39,110.33
3,31,402.19
6,23,10,598
4,56,538.01
4,50,423.65
3,29,53,290
2,64,001.10
2,57,227.54
Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal
This information was given by Union Minister of State for Labour and Employment Shri Rameshwar Teli in a written reply in the Lok Sabha today.