Credit and Insurance Scheme for Fisherman
Credit and Insurance Scheme for Fisherman
The Government of India in the year 2018-19, extended the Kisan Credit Card (KCC) facility to fishers and fish farmers to meet their working capital requirements. As on date, 4,26,666 KCCs have been sanctioned to fishers and fish farmers in all States/UTs.
Further, the Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, with effect from financial year 2018-19 is also implementing a scheme namely ‘Fisheries and Aquaculture Infrastructure Development Fund (FIDF)’, which provides concessional finance for development of various fisheries infrastructure facilities with an interest subvention up to 3% per annum with the repayment period of 12 years inclusive of moratorium of 2 years for repayment of principle amount.
The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, Government of India under Pradhan Mantri Matsya Sampada Yojana (PMMSY) provides Group Accidental Insurance coverage to fishers and fish farmers, wherein the entire insurance premium amount is borne by the Central and State Government, with no contribution from the beneficiary. The insurance coverage provided under the Group Accidental Insurance Scheme (GAIS) includes (i) Rs.5,00,000/- against death or permanent total disability, (ii) Rs.2,50,000/- for permanent partial disability and (iii) hospitalization expenses in the event of an accident for a sum of Rs. 25,000/. During the last three (from 2021-22 to 2023-24) and current financial year (2024-25), 131.30 lakh of fishers, have been provided the insurance coverage under the scheme. A State/UT wise KCC information and fishers’ insurance coverage are given below;
State-wise Fisheries KCC Report as on 28.06.2024
Application Sanctioned
Andaman & Nicobar Islands
359
Andhra Pradesh
20093
Arunachal Pradesh
221
Assam
2132
Bihar
1288
Chandigarh
–
Chhattisgarh
3128
Dadra & Nagar Haveli
3
Daman & Diu
65
Delhi
–
Goa
55
Gujarat
9545
Haryana
354
Himachal Pradesh
596
Jammu & Kashmir
1421
Jharkhand
1488
Karnataka
14342
Kerala
2427
Ladakh
1
Lakshadweep
719
Madhya Pradesh
92566
Maharashtra
9667
Manipur
102
Meghalaya
372
Mizoram
52
Nagaland
82
Odisha
2434
Puducherry
1448
Punjab
130
Rajasthan
431
Sikkim
5
Tamil Nadu
243768
Telangana
3641
Tripura
748
Uttar Pradesh
9033
Uttarakhand
1932
West Bengal
1486
Grand Total
426134
PMMSY-GAIS Four years details(2021-22 to 2024-25) as on date
SL NO
NAME
Total insured fishers
Premium paid
STATES
1
ARUNACHAL PRADESH
2756
1,72,532
2
ASSAM
690365
4,41,35,108
3
BIHAR
600000
2,52,23,400
4
CHHATISGARH
881330
3,70,16,216
5
GOA
11028
5,12,179
6
GUJARAT
380432
1,75,49,868
7
HARYANA
6576
2,84,404
8
HIMACHAL PRADESH
43990
31,60,678
9
JHARKHAND
662944
2,65,82,402
10
KARNATAKA
282272
1,32,71,946
11
MADHYA PRADESH
381082
1,92,37,032
12
MAHARASHTRA
300081
1,13,52,583
13
MANIPUR
7034
3,81,131
14
MEGHALAYA
3057
2,25,661
15
ODISHA
4543618
22,03,73,970
16
PUNJAB
12477
6,07,962
17
RAJASTHAN
14238
8,50,273
18
SIKKIM
2086
1,52,558
19
TAMILNADU
2199335
10,23,31,305
20
TELANGANA
1432656
7,02,00,690
21
TRIPURA
92130
53,35,732
22
UTTAR PRADESH
399275
1,82,03,878
23
UTTARAKHAND
12865
9,17,049
24
WEST BENGAL
8499
3,69,367
TOTAL
1,28,04,453
61,84,77,924
UNION TERRITORIES
1
ANDAMAN & NICOBAR
54665
44,02,135
2
DELHI
1273
1,05,386
3
DAMAN & DIU
30178
24,46,056
4
JAMMU & KASHMIR
95806
78,47,973
5
LAKSHADWEEP
10846
8,78,591
6
LADAKH
259
21,670
7
PUDUCHERRY
133395
1,08,38,116
TOTAL
3,26,422
2,65,39,927
Grand Total
1,31,30,875
64,50,17,851
This information was given by the Union Minister for Fisheries, Animal Husbandry & Dairying Shri Rajiv Ranjan Singh alias Lalan Singh in a written reply in Rajya Sabha today.