PARLIAMENT QUESTION: HEALTH AND LIFE INSURANCE FOR PERSONS WITH DISABLITIES
PARLIAMENT QUESTION: HEALTH AND LIFE INSURANCE FOR PERSONS WITH DISABLITIES
The National Trust implements the Niramaya Health Insurance Scheme for Persons with Autism, Cerebral Palsy, Intellectual Disability (earlier Mental Retardation) and Multiple Disabilities.
The Niramaya Health Insurance Scheme is operational and the fund allocation and utilization for last three years is as under:
S.No.
Year
Funds Allocated (in crore)
Funds Utilized
(in crore)
2021-22
11.38
11.38
2022-23
18.14
18.14
2023-24
13.87
13.87
In the current year i.e. 2024-25, 47307 beneficiaries are enrolled in the Niramaya Health Insurance Scheme, till date.
Ayushman Bharat Pradhan Mantri – Jan Arogya Yojana (AB PM-JAY) is a flagship scheme of the Government which provides health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to approximately 55 crore beneficiaries corresponding to 12.37 crore families constituting economically vulnerable bottom 40% of India’s population.
With respect to the inclusion of Persons with Disabilities (PwD) under AB PM-JAY, it may kindly be noted that the scheme’s beneficiary base includes poor and vulnerable families identified in the Socio-Economic Caste Census (SECC-2011). The SECC-2011 incorporates deprivation criteria for rural areas, one of which is ‘Disabled member and no able-bodied adult member’.
This information was provided by UNION MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT, SHRI B.L. VERMA, in a written reply to a question in Rajya Sabha today.
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